Definicija: n. – 1) the state of being liable; 2) anything for which a person is liable
Primer rabe: The parent company has liability for the deaths of the oil rig workers.
2) public liability insurance
Definicija: n. – insurance of liability for accidental bodily injury or damage to the property of third parties, designed to cover businesses from the risk of being sued by a member of the public.
Primer rabe: All commercial buildings entered by the public must have public liability insurance
Prevod: zavarovanje odgovornosti do tretjih oseb (krije odgovornost do javnosti in ne do posameznika, naprimer delojemalca)
3) employer’s liability insurance
Definicija: n. – liability or responsibility of an organization for damage or losses caused to one of its employees
Primer rabe: Most employers in the UK must have a minimum level of employer’s liability.
Prevod: zavarovanje odgovornosti delodajalca
4) product liability
Definicija: n. – the liability or responsibility of an organization for damage caused by one of its products
Primer rabe: All new medicines are protected with product liability insurance in case of unforeseen side-effects.
Prevod: zavarovanje proizvajalčeve odgovornosti za izdelke
5) goods in transit
Definicija: n. – any goods or merchandise which are in the process of being transported
Primer rabe: ABC Limited always has goods in transit insurance to cover the transportation of its products to its customers.
Prevod: blagovni transport
6) group insurance
Definicija: n. – insurance that provides coverage for several people under one contract called a group policy
Primer rabe: My employer has a group healthcare insurance policy so I do not need to buy separate cover.
Prevod: kolektivno zavarovanje
7) business interruption insurance
Definicija: n. – insurance to cover commercial losses because a business cannot operate normally
Primer rabe: ABC Limited has business interruption insurance in the event of terrorist attacks.
Prevod: zavarovanje obratne motnje, zavarovanje obratovalnega zastoja, zavarovanje izgub zaradi obratovalnega zastoja
8) credit insurance
Definicija: n. – this term covers both commercial and consumer credit insurance which covers the insured party in the event of being unable to meet any financial obligations as set out in the policy
Primer rabe: I took out credit insurance during the recession because I feared I could lose my job and not pay the mortgage.
Prevod: kreditno zavarovanje
9) reinsurance (v. – to reinsure)
Definicija: n. the insuring of a risk by one insurance company with one or more other companies; to reinsure v.
Primer rabe: The cost of insuring a satellite is so high that the primary insurer obtains reinsurance to spread the risk.
Prevod: pozavarovanje (gl. pozavarovati)