Bančništvo – Deseti sklop besedišča
Definicija: adj. – where property is taken back, normally by the company providing the credit to buy the property because the owner did not make the necessary repayments
Primer rabe: Our neighbours’ house was repossessed because they did not keep up with the mortgage payments.
Prevod: vzet nazaj, zasežen (za neplačano blago)
2. to accrue
Definicija: v. – to accumulate, where money or interest gradually increases
Primera rabe: Interest accrues daily on the outstanding balance of the mortgage.
Interest will accrue if you do not pay within 30 days.
Prevod: akumulirati, kopičiti se
3. to defer a payment
Definicija: v. – to postpone or delay a payment, to make payment later than planned
Primer rabe: If all of the conditions are met, payment for the goods may be deferred by one month.
Prevod: odložiti plačilo
Definicija: n. – means of paying off several loans together
Primer rabe: We give you the option of consolidating all your loans.
5. promissory note
Definicija: n. – a contract between the borrower and the lender (bank, etc.), normally requiring the borrower to repay money to the lender on certain terms.
Primer rabe: According to the promissory note, the debt must be paid in monthly installments over a period of 12 months.
Prevod: lastna menica
6. recurring fee
Definicija: n. – a charge that occurs repeatedly, normally at regular intervals
Primer rabe: You will also be charged a recurring account fee of £5.
Prevod: ponavljajoči strošek (npr. poslovanja)
Definicija: n. – characteristic
Primer rabe: You can find out about the features of online banking at our website www.abc-bank.com/onlinebanking.
Definicija: n. – a person or institution that lends money
Primer rabe: My mortgage lender is ABC Bank.
9. to writedown
Definicija: v. – the process of reducing the book value of an asset because it is worth too much compared to the market value
Primer rabe: ABC Limited was forced to writedown the value of its offices due to the fall in the property market.
10. to withhold a payment
Definicija: v. – to retain, keep payment
Primer rabe: We will withhold payment of the invoice until the work is complete.
Prevod: zadržati plačilo