Bančništvo – Drugi sklop besedišča
Definicija: n. – an arrangement with a bank or another financial institution whereby the customer can deposit and withdraw money in cash as well as other forms such as cheques or by electronic means.
Primer rabe: I have £150 in my bank account.
2. current account (UK), checking account (US)
Definicija: n. – bank account from which money may be drawn at any time
Primera rabe: You may open a current account with ABC Bank from 18 years of age.
I use my current account to pay for shopping and any unforeseen expenses.
Prevod: tekoči račun
3. deposit account
Definicija: n. – a type of a savings account where deposit is kept for a fixed period of time or in which money can be taken out only after giving notice or with loss of interest
Primer rabe: Last year Lucy opened a gold deposit account and paid in a lot of money.
Prevod: depozitni račun
4. retirement account (US)
Definicija: n. – saving plan/arrangement for people preparing for retirement
Primer rabe: I have regularly paid into a retirement account.
Prevod: upokojitveni račun
Definicija: n. – a person who holds an interest-bearing account
Primer rabe: The government is encouraging people to become better savers.
Definicija: n. – money that has been saved
Primer rabe: I have savings of £15,000 for my retirement.
7. to deposit money
Definicija: v. – to transfer money into a bank account held at a financial institution
Primer rabe: You may deposit money at the bank either in cash or cheque.
Prevod: položiti denar
Definicija: n. – any activity (withdrawal, deposit, etc.) performed by the holder of an account
Primer rabe: Your monthly bank statement shows all transactions for that month.
Definicija: n. – the difference between the credits and debits on an account; the amount of money on a bank account
Primer rabe: You can find out the balance on any of your accounts by calling our 24-hour telephone banking service.
Definicija: n. – a record of transactions in a bank account
Primer rabe: Customers receive a monthly bank statement.
Prevod: bančni izpisek
11. direct debit
Definicija: n. – an arrangement between a customer and organisation (e.g. gas company) where payment of a bill is collected electronically by the organisation from the customer’s account
Primer rabe: I pay all my bills by direct debit, it is so much easier.
Prevod: direktna obremenitev