Definicija: n. – money lent by a financial institution that must be repaid with interest – also v.
Primer rabe: I have taken out a loan to pay for my new car.
Definicija: n. – a loan from a bank in order to buy a house/property
Primer rabe: Sheila took out a mortgage of £80,000 to buy her first home.
3. to grant a loan
Definicija: v. – to lend money
Primer rabe: Our region has been granted an EU loan to develop tourism.
Prevod: odobriti posojilo
Definicija: n. – the amount of money that is being loaned
Primer rabe: The principal of the loan is £25,000.
Definicija: n. – the money paid by a person/organisation to borrow money or buy something on credit; money given to a saver for making an investment
Primer rabe: The interest rate on my savings account is just 1.5% p.a..
6. interest rate
Definicija: n. – the amount of money paid to borrow, normally expressed as a percentage of the amount that is borrowed
Primer rabe: I pay interest on my mortgage.
Prevod: obrestna mera
7. accrued interest
Definicija: n. – same as accumulated interest; the total amount of interest
Primer rabe: Together with the principal Linda will also have to pay off all the accrued interest.
Prevod: akumulirane obresti
8. collateral, also security
Definicija: n. – something, normally money or assets such as a property, that is used as a guarantee that someone will pay off a loan.
Primer rabe: He used his home as a collateral to borrow from the bank.
Definicija: adj. – to be legally responsible for something
Primer rabe: You are liable for any damage you cause.
Prevod: biti pravno odgovoren
10. to extend
Definicija: v. – to make something longer (in the context of loans)
Primer rabe: You have the option to extend the term of the loan.
11. to refinance
Definicija: v. – to change the terms of a loan, agreement
Primer rabe: The company refinanced its debt in order to get more favourable terms.
12. to repay
Definicija: v. – to pay money back to a lender
Primer rabe: I repay £150 of the loan each month.
Prevod: vrniti (denar) ali odplačati (dolg)
Definicija: n. – money in a bank account; amount added to a bank account; money lent by a bank; also verb
Primer rabe: My current account is £150 in credit.