Definicija: n. – a statistician that computes risks. Actuaries set prices, assess trends, and determine how much to hold in reserve to pay claims. They keep insurance companies financially stable and profitable.
Primer rabe: Our insurance company may vary these charges if so advised by their actuary.
Definicija: n. – the degree to which an individual or organization is suitable for insurance cover
Primer rabe: The underwriter assesses the insurability of all potential policyholders.
Prevod: možnosti zavarovanja, zavarovaljivost
3) proposal form
Definicija: n. – a form used in insurance to gather information about a potential risk to be covered
Primer rabe: The potential insured must complete a proposal form.
Prevod: obrazec ponudbe (za sklenitev zavarovanja)
4) to insure
Definicija: v. – to pay money to an insurance company so that, if your property is damaged or stolen or if you become ill, the insurance company will pay you a sum of money.
Primer rabe: It is advisable to insure against long-term loss of income because of sickness.
Definicija: n. – a contract of insurance, e.g. a product liability policy
Primer rabe: The policy contains the detailed description of what is covered and excluded from your insurance cover.
Prevod: zavarovalna polica
6) terms and conditions
Definicija: n. – the restrictions, exclusions, features and regulations governing an insurance policy as well as the rights and obligations of the policyholder and the insurance company that are stated in policy wording
Primer rabe: Please read the terms and conditions of the policy before you make a claim.
Prevod: določila in pogoji
7) policyholder/policy owner
Definicija: n. – the person or organisation named in the insurance policy
Primer rabe: Only the policyholder named in the contract is covered under this insurance policy.
Prevod: zavarovalec (sklenitelj zavarovanja)
8) insured person
Definicija: n. – the person/organization that is covered by an insurance policy
Primer rabe: We offer every insured person free cover for a child aged 11 or under.
Definicija: n. – person(s) or organizations receiving the benefit of an insurance policy
Primer rabe: My wife and I are the named beneficiaries on our medical insurance.
Prevod: upravičenec v zavarovalni pogodbi; oseba v korist katere je zavarovanje sklenjeno
10) insurance broker
Definicija: n. – agent who arranges insurance for the policyholder; middleman between insurer and policyholder
Primera rabe: You can buy insurance either through a broker or directly from the insurance company.
Prevod: zavarovalni posrednik
Definicija: n. – fee paid to an agent or insurance salesperson as a percentage of the policy premium
Primer rabe: Do you know how much commission a life insurance agent makes?
Definicija: n. – a company that provides insurance cover to policyholders
Primer rabe: The insurer will issue the policyholder with the insurance contract within 7 working days.
Prevod: zavarovatelj (oseba, ki nosi prevzeto zavarovalno tveganje)
Definicija: n. – the money paid for insurance: monthly, quarterly, semi-annually, yearly
Primer rabe: Commercial insurance premiums are normally paid annually whereas personal insurance is paid monthly.
Prevod: zavarovalna premija