1. credit rating, credit history (UK), credit score (US)
Definicija: n. – a formal evaluation of the history of a person’s repayment of debt to determine their creditworthiness
Primer rabe: I couldn’t obtain a mortgage because I have a poor credit rating.
Prevod: ocena kreditne sposobnosti
Definicija: n. – a sum of money owed to a person or organisation
Primer rabe: I have accumulated (built up) €2,000 of debt this year.
3. outstanding debt
Definicija: n. – debt that you have not paid off
Primer rabe: She has £3,000 of outstanding credit card debt.
Prevod: neporavnan dolg
4. to settle a debt
Definicija: v. – to pay money that you owe
Primer rabe: I settled all my debts in full.
Prevod: poravnati dolg
Definicija: n. – not paid, usually debts
Primer rabe: His debts of 10,000 Euros remain unsettled.
6. to default
Definicija: v. – to not make a payment on a debt
Primer rabe: Mr Smith has defaulted on his loan because he lost his job.
Prevod: ne izpolnjevati plačilnih obveznosti/ zamujati s plačili
7. to go overdrawn
Definicija: v. – to withdraw more money from an account than you have available which results in a negative balance
Primer rabe: I had £100 in my account and bought a bed for £120 so I went overdrawn by £20.
Prevod: prekoračiti sredstva na računu/iti v minus
Definicija: adj. – referring to any debt that is overdue
Primer rabe: I have paid off all my delinquent credit card debt.
Prevod: zapadel račun
9. to bounce a payment or cheque
Definicija: v. – a bank bounces a payment or cheque because there is not enough money in the account of the account holder
Primer rabe: Your cheque has bounced because you do not have sufficient funds in your account.
Prevod: zavrniti plačilo ali ček
10. to pay off (debt)
Definicija: v. – to pay all the money owed on a particular debt
Primer rabe: I received a bonus at work and paid off all my credit card debt.
Prevod: odplačati (dolg)
11. settlement of a bill
Definicija: n. – payment of a bill
Primer rabe: Settlement of all debts should be made by the 15th of each month.
Prevod: poravnava računa
12. standing order
Definicija: n. – an instruction to a bank to make regular payments
Primer rabe: I pay my gas bill using a standing order.
Prevod: trajni nalog