Peti sklop besedišča
1) to grant/give cover to
Definicija: v. - to agree to insure a risk
Primer rabe: ABC Underwriting has granted cover to XYZ Limited.
Prevod: podeliti /dati/dovoliti kritje
2) to exclude
Definicija: n. – when an insurance policy excludes any losses or events this means that they are not covered with it
Primer rabe: This policy excludes loss damage caused directly or indirectly by earthquake, volcanic eruption and/or fire resulting there from.
3) annual premium
Definicija: n. - the cost of the insurance cover, paid every year to the insurance company
Primer rabe: The annual premium for your travel insurance is £49.67.
Prevod: letna premija
4) quarterly premium
Definicija: n. - the cost of the insurance cover for the period of 3 months
Primer rabe: I pay my premiums quarterly.
Prevod: četrtletna premija
5) guaranteed premiums
Definicija: n. - premiums remaining the same for a certain period of time
Primer rabe: I have a life policy with guaranteed premiums.
Prevod: zajamčene premije
6) effective date
Definicija: n. - the date on which an insurance policy or endorsement to an insurance policy takes effect or is in force
Primer rabe: The effective date of your car insurance will be the 3rd of March 2011.
Prevod: datum začetka (veljavnosti) zavarovanja
7) expiry date
Definicija: n. - the date on which the insurance coverage ends
Primer rabe: The expiry date for this policy is 31 December 2010.
Prevod: datum prenehanja (zavarovanje)
Definicija: n. - termination of an insurance policy before the end of the stated policy period by the insured or company
Primer rabe: I have the right to cancel my insurance policy at any time during the policy period so I intend to write an insurance cancellation letter.
Prevod: odpoved, razveljavitev
9) maturity date
Definicija: n. - the date the face amount of a life policy falls due
Primer rabe: The maturity date for her life policy is April 2020.
Prevod: datum zapadlosti
10) renewal (v. - to renew a policy)
Definicija: n. - where an original insurance policy continues beyond its original term; v. - to continue an insurance policy beyond its original term, normally for the same period of time
Primer rabe: I have decided to renew my home insurance with ABC Limited because the premium is low.
Prevod: obnovitev (gl. obnoviti polico)
11) reinstatement, to reinstore
Definicija: n. - restoring a policy after it has been cancelled; v. - to reinstore a policy
Primer rabe: I forgot to pay my premium for two months so the cover lapsed. It has since been reinstated because I started paying the premiums again.
Prevod: obnovitev, oživitev