Zavarovalništvo – drugi sklop besedišča
1) certificate of insurance/insurance certificate
Definicija: n. – document provided by an insurance company or broker which acts as proof that the coverage is in place / force. It normally sets out certain terms and conditions of the policy.
Primer rabe: ABC Limited issues a certificate of insurance to the policyholder as soon as the first monthly premium has been received.
Prevod: potrdilo o sklenjenem zavarovanje, zavarovalna listina
2) contract of insurance
Definicija: n. – a legal document setting out the terms and conditions of the insurance coverage
Primer rabe: In commercial insurance, the broker (representing the client) and underwriter negotiate the terms and conditions of the contract of insurance.
Prevod: zavarovalna pogodba/polica
3) named insured
Definicija: n. – insured person or company who has coverage in force in case of potential losses
Primer rabe: My Aunt Maureen is the named insured on the life policy.
Prevod: imenovani zavarovanec
4) underwriter
Definicija: n. – an employee of an insurance company who assesses and classifies the potential risk as presented by the insured (person or organization)
Primer rabe: The underwriter must review your proposal form to determine whether you can be given coverage.
Prevod: zavarovatelj, prevzemalec tveganj, zastopnik/referent zavarovalnice
5) underwriting
Definicija: n. – the profession or process of assessing, accepting/declining and potentially pricing insurance risk
Primer rabe: Underwriting is a highly specialised skill.
Prevod: prevzemanje tveganj (v zavarovanje)
6) peril
Definicija: n. – an event which could give rise to damage or losses due to fire, theft, vandalism, natural disasters such as an earthquake or other similar risks
Primer rabe: This P&C policy sets out precisely which perils are covered.
Prevod: nevarnost (tveganje)
7) hazard
Definicija: n. – a danger, risk, peril
Primer rabe: The policy lists all the hazards insured.
Prevod: nevarnost, tveganje
8) risk
Definicija: n. – (1) the chance or possibility of damage, injury or loss; (2) the person or thing giving rise to risk
Primer rabe: The risk of a tornado causing damage in the UK is very slim.
Prevod: riziko, nevarnost, tveganje
9) factor
Definicija: n. – reasons or things which may change or influence a claim or a premium
Primer rabe: In the event of a motor accident, the value of the payout depends on many factors, including the value of the vehicle(s) involved.
Prevod: dejavnik, faktor
10) to cover
Definicija: v. – to provide insurance for something
Primer rabe: My car insurance covers any losses due to an accident.
Prevod: kriti, zavarovati
11) coverage/cover (uk)
Definicija: n. – the scope of protection that is provided by an insurance policy
Primer rabe: You can call our customer service centre to discuss whether you have the correct insurance cover.
Prevod: zavarovalno kritje
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